SMSF

The Rising Interest in SMSF Cryptocurrency Investments  Cryptocurrency isn’t just a buzzword anymore; it’s becoming a legitimate investment option. Here in Australia, SMSF trustees are seeing the potential of this high-growth, high-risk asset class. But if you’re managing your own retirement fund, it’s crucial to understand both the opportunities and the hurdles.  As SMSF investors, […]

SMSF Borrowing: How Limited Recourse Borrowing Arrangements Work  Imagine owning a piece of Australian real estate through your own Self-Managed Super Fund (SMSF). It’s a powerful strategy many savvy investors consider, but it requires the right tools. This is where Limited Recourse Borrowing Arrangements (LRBAs) come in. Whether you’re new to SMSFs or looking to

Calculating ECPI SMSF: A Guide to Segregated and Unsegregated Methods  Self-Managed Super Funds (SMSFs) make up over one-quarter of Australia’s total superannuation assets. This means that thousands of Australians are taking control of their retirement savings and, with it, the responsibility for tax management. One of the critical tax considerations for SMSFs is the calculation

How the Proposed Division 296 Tax Impacts Super Balances Over $3 Million   As an SMSF (Self-Managed Superannuation Fund) member, you’ve probably heard whispers about Division 296 Tax, especially if your super balance exceeds $3 million. While it might sound like financial jargon that doesn’t apply to you, understanding Division 296 is crucial if you

A Guide to SMSF Actuarial Certificates: When and Why You Need One  If you’re running a Self-Managed Super Fund (SMSF), there are many rules and regulations that you need to stay on top of to ensure compliance. One such regulation involves the SMSF actuarial certificate – a critical document for SMSF trustees, particularly those managing

Top 5 Reasons Why SMSF Accountants are a Game-Changer  Self-Managed Superannuation Funds (SMSFs) are a fantastic way for individuals to take charge of their retirement savings. However, they come with their own set of challenges, from compliance issues to strategic financial planning. At Wardle Partners Accountants & Advisors, with over 40 years of experience on

A Comprehensive Guide to SMSF Accounting Table of Contents Add a header to begin generating the table of contents What is SMSF? Introduction to SMSF A Self-Managed Super Fund (SMSF) is a type of superannuation fund in Australia where the members are also the trustees. This means that the members run it to provide future retirement benefits

Children and SMSFs: Superannuation Under 18 Understanding superannuation under 18 (at a young age) is not just about preparing for retirement, it’s about building a strong financial foundation for life. It empowers every member to make informed decisions, secure their future, and navigate various financial challenges with confidence. The knowledge gained about superannuation under 18

16 Key Accounting Roles For Your Super  Managing a Self-Managed Super Fund (SMSF) offers the potential for personalised retirement planning but also demands meticulous attention to compliance and performance. Professional expertise in various key areas can make this process more effective and secure. This blog post delves into 16 key areas where the guidance of

Choosing Corporate Trustee Vs Individual Trustee for SMSFs – A Detailed Analysis  Corporate Trustee vs Individual trustee for Self-managed Superannuation Funds (SMSFs) – what is the better structure for you?  Whether you are about to set up an SMSF or are reviewing your SMSF trustee structure, this comprehensive guide aims to provide an in-depth look